Mini Baccarat: Rules, Strategies and House Edge

Mini baccarat is a popular casino game that players play on a small table with fewer players and lower minimum bets. It’s a simplified version of the classic game of baccarat and it’s very easy to learn. In this article, we will provide you with a comprehensive guide on how to play mini baccarat and the various strategies you can employ to win.

What is Mini Baccarat?

Mini baccarat is a table game that we play with 6 or 8 decks of cards. It’s a simple game that involves comparing the values of two hands – the banker’s hand and the player’s hand. The main aim of this casino game is to guess the hand which will have a sum closest to the 9. And bet on it.

Mini baccarat is very similar to the classic game of baccarat, but there are a few key differences. In mini baccarat, the dealer handles all the cards, and the players don’t have to take turns dealing. The game is also played at a faster pace than classic baccarat.

The House Edge in Mini Baccarat

Like any other online casino game, mini baccarat has a house edge. The house edge in mini baccarat is relatively low, making it an attractive game for players who are looking to maximize their chances of winning.

The house edge in mini bacarat varies depending on the bet you place. The banker bet has the lowest house edge, at 1.06%, while the player bet has a slightly higher house edge, at 1.24%. The maximum house edge is for a tie. Which is at 14.36%.

How to Play Mini Baccarat

Playing mini baccarat is very simple. This casino game is a table game that looks similar to a blackjack table. The table can accommodate up to seven players, but there can be as few as one player.

The game starts with the dealer shuffling the cards and placing them in the shoe. The shoe then goes to the player to the right of the dealer. Who then becomes the banker for that hand.

The player then places a bet on either the banker’s hand, the player’s hand, or a tie. Once everyone places the bets. Both the banker and the player get two cards each. The values of the cards are then sums together. So that one can find each hand’s value.

If either hand has a total value of 8 or 9, it’s a ‘natural’, and the game ends. If both hands have the same total value, it’s a tie, and the tie bet wins.

And If neither hand has a natural or a tie. A third card may be dealt.

The rules for when a third card is dealt are as follows:

  • If the player’s hand has a total value of 0-5. A third card is dealt.
  • When the player’s hand has a total value of 6 or 7, the player stands.
  • If the player stands, the banker draws a third card if their hand has a total value of 0-5 and stands if their hand has a total value of 6 or 7.
  • And if the player draws a third card, the banker may draw a third card depending on the total value of their hand and the value of the player’s third card.

Once dealing of all cards is over, the hand with a total value closest to 9 wins.

Live Dealer Mini Baccarat

Many online casinos offer live dealer mini baccarat games. We play these games  in real-time, with a live dealer handling the cards and interacting with players through a video feed.

Live dealer mini baccarat casino game offer a more authentic casino experience than standard online games. As players can see the dealer. And the cards being dealt in real-time. It also adds one more layer towards the security. As players can see that the game is being played fairly.

Real Money Mini Baccarat

We can play Mini baccarat game  for real money at most casinos. Before playing for real money, it’s important to understand the game’s rules and strategies. It’s also essential to set a budget and stick to it to avoid losing more money than you can afford.

Mini Baccarat Strategies

While mini baccarat is a casino game of chance, there are a few strategies that players can employ to increase their chances of winning. Here are some popular strategies:

1. Bet on the Banker’s Hand

As mentioned earlier, the banker bet has the lowest house edge, making it the most favorable bet in the game. Betting on the banker’s hand is a popular strategy among seasoned mini baccarat players.

2. Avoid the Tie Bet

The tie bet has the highest house edge in mini bacarat, making it the least favorable bet in the game. It’s rare for a tie to occur, so it’s best to avoid this bet altogether.

3. Use a Betting System

Many players use betting systems like the Martingale system to increase their chances of winning. This system involves doubling your bet after each loss until you win, then starting over again. However, it’s important to remember that betting systems don’t guarantee a win and can result in significant losses.


Mini baccarat is a fun and simple casino game that is easy to learn. The game has a relatively low house edge, making it an attractive option for players who want to maximize their chances of winning. Before playing for real money, it’s important to understand the game’s rules and strategies and set a budget to avoid losing more money than you can afford. With some luck and the right strategies, you could come out a winner in mini bacarat.

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