# Baccarat Third Card Rule Explained: A Complete Guide

Baccarat is a popular casino card game that has been enjoyed by players around the world for centuries. One of the unique aspects of Baccarat is the third card rule. This is what adds an extra layer of excitement and strategy to the game. In this article, we will provide a comprehensive guide to the Baccarat third card rule. We will also be including relevant information to help you navigate through each aspect of the rule.

Before delving into the Baccarat third card rule, let’s briefly explain the basics of Baccarat. Baccarat is a “comparing card game” where players have the option to bet on either the player’s hand or the banker’s hand. The main goal of the game is to predict which hand will have a higher total value, closest to nine.

## The Value of Cards:

To understand the Baccarat third card rule, it’s essential to grasp all the card values in Baccarat. The face cards such as king, queen, and jack have a value of zero. Also, the no. ten cards have the same value as face cards, which is zero. On the other hand, the numbered cards retain their face value as it is. Aces are worth one point. Players must remember all the values of the cards as per the game. As they will definitely help you throughout the game.

## Initial Dealing:

At the beginning of a Baccarat round, both the player as well as the banker get two cards each. The player’s hand is dealt first. The banker gets the cards. We evaluate the hands as per their total point value. Each of the values affects the decisions that both the player and the banker make.

## Third Card Rule for the Player:

The Baccarat third card rule comes into play when either the player’s or the banker’s initial two-card hand has a total value of eight or nine. This is basically called a natural hand. And, there is one exception to it too. The natural hand with 9 beats the natural hand with 9. Also, If the player’s hand falls within this range, there is no need to draw an additional card. The player stands.

Also, if the total of the initial cards of a player is between zero to five, the player gets an extra card from the dealer. But, if the initial two cards of a player have the sum either or seven, then he or she does not get an extra card. Thus, the banker is supposed to reveal his card next.

## Third Card Rule for the Banker:

The Baccarat third card rule for the banker is more complex to understand. As it depends on various factors. These include the value of the player’s third card (if drawn) and the banker’s initial hand total. We will explore the details of all the different scenarios:

### a. If the player does not draw a third card: –

If the banker’s total is 0-2, the banker always draws a third card. But, If the banker’s total is 3, the banker draws a third card unless the player’s third card is an 8. Also, If the banker’s total is 4, the banker draws a third card if the player’s third card is 2-7. There is another scenario when the banker’s total is 5, the banker draws a third card if the player’s third card is 4-7. Lastly, if the banker’s total is 6, the banker draws a third card if the player’s third card is 6 or 7.

Remember these possibilities only when the player does not draw a third card.

### b. If the player draws a third card: –

If the banker’s total is 0-2, the banker always draws a third card. But, if the banker’s total is 3-6, the banker’s decision depends on the value of the player’s third card. Also if the banker’s total is 7, the banker stands and does not draw a third card.

And above is the applicability of the third card rule by the banker when the player draws a third card.

## Determining the Winner:

Once all Baccarat third card rules have been followed, the hands are then compared. Thus, the hand which is closest to nine, wins. Bets you place on the winning hand pays you according to the game’s payout rules. You can look into those from the game’s terms and conditions section.

## Conclusion:

The third card rule is an integral part of Baccarat, adding both complexity as well as excitement to the game. Understanding the various scenarios and outcomes of the rule is quite important for players who want to maximize their chances of success. By following this guide to the Baccarat third card rule, it will be easy for you to navigate through the intricacies of the game and make informed decisions as you play. Thus, you can enjoy the winnings.

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